“What kind of benefits are DWRF benefits and how do I get them.”

DWRF stands for Disabled Workers Relief Fund. This fund was started in 1953. Injured workers who were declared Permanently and Totally disabled from a work injury or occupational disease were paid at the pay rate of the Injured Worker on the date of their injury and not the current rate. The legislature decided to not address the rate of pay. Instead, a separate fund was established by the legislature to aid the permanently and totally disabled workers, thereby increasing their pay and not becoming involved in changing the pay structure which would require a constitutional amendment.

After an injured employee is declared by the Industrial Commission to be permanently and totally unable to work, the claimant is then referred to a special claims examiner who reviews the payments made to that worker. Social Security disability rates and Workers’ Compensation rates are added together and the Injured Worker’s rate, in some cases, can be increased. Social Security retirement benefits and widows’ benefits are not a part of that determination. Neither are PERS, railroad retirement and other retirement programs.

Since some workers can file for retirement prior to 67 (as early as 62), such workers will find that they may be able to receive DWRF benefits as well as their Worker’s Compensation payments and Social Security retirement benefits.



The combined benefits rates are set at a maximum each year and the DWRF rate can increase with cost of living increases. The Bureau of Workers’ Compensation should be reviewing yearly each party receiving aid from DWRF. Injured Workers should protect themselves by periodically checking with their attorney to see if they are receiving the correct payments.